Become a Partner Family
The Family Selection Committee considers three criteria when selecting Partner Families. Listed below are the three factors that weigh in to family selection. An explanation for each factor is found under the list.
Demonstrated need,
Ability to pay, and
Willingness to participate as a partner with Habitat.
Demonstrate Need
You will be considered for a Habitat home if your present housing is not adequate, and if you are unable to obtain adequate housing through other conventional means. This may be due to homelessness, overcrowding, structural, plumbing, or electrical problems, or percentage of income paid for rent.
The percentage of your monthly income that you currently spend on housing is considered to determine need. You will be required to openly and fully discuss your financial situation with a Habitat interviewer.
Ability to Pay
Since you will actually be buying your home from Habitat, you must demonstrate your ability to pay the monthly mortgage payment. This payment will include not only the mortgage payment, but also the payment for real estate taxes and insurance. We will help you to determine if this payment will jeopardize your ability to meet all your other family financial obligations and expenses. We can also help you if you need to develop a budget to determine your eligibility.
Willingness to Participate as a Partner with Habitat
When selected, you become a "Partner Family" in the Habitat movement. As a Partner Family, you must complete a required number of hours of volunteer work with Habitat, which will count toward your total "sweat equity" contribution to be completed before becoming a homeowner. You will also join the Nelson County Homebuyer's Club, which will prepare you financially for home ownership.
After moving into your home, the Family Support Committee will maintain an on-going relationship with you. This includes financial counseling and household maintenance education. You will partner with a Family Support Advocate who will help you make a smooth transition to homeownership.
If you are interested in learning more about how to become a Partner Family, contact the Nelson County Habitat office at 434-361-0201 or by Emailing the FAMILY SELECTION COMMITTEE at: